http://www.isnare.com/?s=author&a=Larry+Russell Finances Larry Russell Mon, 01 Dec 2008 00:00:00 +0800 http://www.isnare.com/?aid=193393&ca=Finances People simply want to invest in mutual funds and exchange traded funds (ETFs) that have higher chances of doing better in the future on both a sustained and risk-adjusted performance basis. With real lives to lead, people who are not professional investors just want an efficient, but effective fund... Finances Larry Russell Mon, 01 Dec 2008 00:00:00 +0800 http://www.isnare.com/?aid=193394&ca=Finances The average investor pays about .3% more than necessary on money market funds, about .75% more than necessary on bond funds, and about 1% more than necessary on stock funds. Additionally, an individual may pay sales load charges, hidden transaction costs, marketing fees, and account custody or holdi... Finances Larry Russell Mon, 01 Dec 2008 00:00:00 +0800 http://www.isnare.com/?aid=193395&ca=Finances Darrell Huff wrote a short and very informative book, "How to Lie with Statistics," which was first published in 1954 and was amusingly illustrated by Irving Geis. This book is still in print and remains very popular on Amazon. It plainly and humorously discusses how statistics can be distorted and... Finances Larry Russell Mon, 01 Dec 2008 00:00:00 +0800 http://www.isnare.com/?aid=193396&ca=Finances You must stay invested to earn the market's risk premiums. To earn market risk premiums, your assets must be invested and exposed to potential risk or loss. The more risk you can tolerate, then the higher your potential return and perhaps the rougher the investment road you may travel. Those who hav... Finances Larry Russell Mon, 01 Dec 2008 00:00:00 +0800 http://www.isnare.com/?aid=193415&ca=Finances Efficient market pricing or the theory that all known information is reflected in current securities prices has become very widely accepted within the investment community. The preponderance of evidence is that securities markets are efficient and tend to reflect available information. Whether you b...