http://www.isnare.com/?s=author&a=Mark+Lambie Finances Mark Lambie Wed, 24 May 2006 00:00:00 +0800 http://www.isnare.com/?aid=53418&ca=Finances Occasionally many of us will experience the dread of a bounced check, this will result in an abundance of fee’s that include an overdraft charge and a fee for the bounced check with the bank alone. Not to mention the fee charged by the establishment that accepted the check. This article is geared to... Finances Mark Lambie Wed, 24 May 2006 00:00:00 +0800 http://www.isnare.com/?aid=53419&ca=Finances When you and your family are considering a budget, you may be missing the values that are held within rebates and coupons. In general, because of the time it takes to actually clip these things out of your local newspaper or a magazine, people tend to over look these big money savers all too often.... Finances Mark Lambie Tue, 21 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=41395&ca=Finances Where once the choice of credit card in the UK was extremely limited, now there is a plethora of companies bombarding everyone with promises of low interest rates, balance transfers and cards which are a status symbol for the holder. In addition to this, most of the High Street stores now offer thei... Finances Mark Lambie Tue, 21 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=41396&ca=Finances There are many reasons why a homeowner may decide they need to borrow money against the value of their home. Some possible reasons could include covering the cost of home repair or improvement, taking a holiday or to pay for a child’s university education. However, often people may decide to take ou... Finances Mark Lambie Tue, 21 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=41397&ca=Finances In the United Kingdom there are two main mortgages that people choose between when purchasing their home. Other options are available but for the large majority of people, it is one of either the fixed-rate mortgage or the adjustable-rate mortgage which is best suited to their requirements. The fixe... Finances Mark Lambie Tue, 21 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=41398&ca=Finances Every time you apply for a credit card, loan, finance or a mortgage your credit history will be checked. This gives the lender information from which they decide whether they feel you are likely to make your repayments and so whether or not to provide you with the funds you have requested. There are... Finances Mark Lambie Tue, 21 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=41399&ca=Finances Mortgages are available from a number of different sources. There are specific mortgage brokers as well as banks, building societies and other financial institutions, all fighting to get your custom. This is because they make money out of it and so they all want you to sign up with them. It is now c... Finances Mark Lambie Mon, 20 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=41165&ca=Finances Buying a house is almost certainly the most expensive purchase you will ever have to make. Finding or saving the funds to buy your first home and get your foot on to the property ladder used to be almost impossible without taking out a mortgage to lend you the required funds. Although most people st... Finances Mark Lambie Mon, 20 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=41166&ca=Finances Bankruptcy used to be seen as the absolute final straw if you were in financial difficulty. People would do everything in their power to avoid having to go down this route for many reasons – the fact it is a long, difficult and upsetting process for one and the social implications brought about by b... Finances Mark Lambie Mon, 20 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=41167&ca=Finances For many students in the UK their only option is to fund their studies with student loans. A company has been set up specifically for this reason and is logically called the Student Loan Company. Now that students do not get grants and have to pay their own tuition fees, a change which has only hap...