http://www.isnare.com/?s=author&a=Marlon+Baugh Real Estate Marlon Baugh Sun, 05 Jul 2009 00:00:00 +0800 http://www.isnare.com/?aid=380687&ca=Real+Estate The Making Home Affordable Program was developed by the Obama administration to help fix the collapsing real estate market. The plan is targeted to assist about 9 million home owners who may be eligible to refinance or do a loan modification. There are two main categories that this program won’t hel... Real Estate Marlon Baugh Tue, 16 Jun 2009 00:00:00 +0800 http://www.isnare.com/?aid=378068&ca=Real+Estate This Plan was developed to help struggling home owners restructure their mortgage, which would reduce the foreclosure rates and keep home owners in their homes and would also slow the decline in home values. The Obama Loan Modification Plan has about $75 billion allocated to accomplish this task of... Finances Marlon Baugh Sun, 12 Apr 2009 00:00:00 +0800 http://www.isnare.com/?aid=368295&ca=Finances Today more and more lenders are implying that they are doing everything within their power to help home owners that have fallen behind on their payments, but I am sure if you speak to anyone that has attempted to get a loan modification, will beg to differ as they tackle road block after road block... Real Estate Marlon Baugh Sun, 12 Apr 2009 00:00:00 +0800 http://www.isnare.com/?aid=368299&ca=Real+Estate More and more Americans are at risk of foreclosure and losing their homes as the U.S. economy seems to deteriorate on almost a daily basis. If it's not banks shutting down, it's the unemployment rate increasing to rates not seen since the great depression. Lenders are swamped with applications from... Real Estate Marlon Baugh Sun, 12 Apr 2009 00:00:00 +0800 http://www.isnare.com/?aid=368303&ca=Real+Estate The loan modification process is actually a very multifaceted process. What I mean by that is, the entity that actually makes the decisions on loan modifications are not always made by the company that owns the loan. Instead it's actually the investors who own the mortgage back security that your lo... Real Estate Marlon Baugh Sat, 07 Mar 2009 00:00:00 +0800 http://www.isnare.com/?aid=355484&ca=Real+Estate With the current collapse of the real estate market, there has been an increase of con artists that has arrived in the loan modification field, which target home owners that are in facing foreclosure. What these fraudulent loan modification companies do is prey on the fears of these home owners that... Finances Marlon Baugh Sat, 07 Mar 2009 00:00:00 +0800 http://www.isnare.com/?aid=355485&ca=Finances This article was written to give a brief overview of how the loan modification process is handled when the home owner is dealing directly with their lender. Before I begin I have to let you know that I am not trying to persuade or scare you from doing a loan modification on your own, but instead I a... Real Estate Marlon Baugh Wed, 04 Feb 2009 00:00:00 +0800 http://www.isnare.com/?aid=343888&ca=Real+Estate Today there are many home owners that have paid their mortgage on time, but have found themselves in an adjustable rate mortgage, that has adjusted or is scheduled to adjust in the near future. Now they have good credit, good mortgage history, but the problem is they cannot refinance as they owe mor... Finances Marlon Baugh Wed, 04 Feb 2009 00:00:00 +0800 http://www.isnare.com/?aid=343889&ca=Finances What is a Short Refinance? A short refinance is when a lender accepts less than what is owed on the mortgage to allow the home owner to refinance. Will A Short Refinance Damage My Credit? It depends; unfortunately this question has both a Yes and No answer. The short refinance could show up on your... Real Estate Marlon Baugh Tue, 27 Jan 2009 00:00:00 +0800 http://www.isnare.com/?aid=340912&ca=Real+Estate If you own a home in a declining market such as South Florida, then you may have a rude awakening when you find out how much your house is worth in today’s market, especially if you need to sell or refinance in the near future. Some home owners have the flexibility to wait out this declining market,...