http://www.isnare.com/?s=author&a=Mary+Wise Finances Mary Wise Sun, 08 Mar 2009 00:00:00 -0800 http://www.isnare.com/?aid=213522&ca=Finances It is possible to reduce significantly the home loan length and save money by combining a home equity line of credit and a mortgage prepaying schedule. It is a simple way of reducing the home loan principal and saving thousands on interests. Mortgage Prepaying Mortgage prepaying consists on cancelin... Finances Mary Wise Sun, 08 Mar 2009 00:00:00 -0800 http://www.isnare.com/?aid=216202&ca=Finances Paying their way through college has become increasingly difficult for students in the past few years. Credit Score requirements prevent most students from accessing private student loans without the help of collateral or a cosigner. Not being able to study the career one wants to pursue can be very... Finances Mary Wise Sun, 08 Mar 2009 00:00:00 -0800 http://www.isnare.com/?aid=216206&ca=Finances One of the main benefits of credit cards is the fact that almost all mayor credit cards can be used in foreign countries and thus you can avoid carrying money from one place to another with the risk of robbery. Besides, there many other benefits and drawbacks associated with this aspect that we will... Finances Mary Wise Sun, 01 Mar 2009 00:00:00 -0800 http://www.isnare.com/?aid=211423&ca=Finances Paying off student loans can sometimes become too much of an effort, especially if once you graduate and join the workforce, your job does not provide you a reasonable income. You may find yourself struggling to make ends meet every single month and paying off your student loans may imply huge sacri... Finances Mary Wise Tue, 15 Jul 2008 00:00:00 -0700 http://www.isnare.com/?aid=216204&ca=Finances Getting a car loan with bad credit is a difficult task. Most car dealerships are not prepared to deal with people with a bad credit score, no credit or with those who have gone through a bankruptcy. There are however, banks and private lenders willing to grant bad credit car loans. And, if you still... Finances Mary Wise Mon, 14 Jul 2008 00:00:00 -0700 http://www.isnare.com/?aid=213527&ca=Finances Taking a mortgage loan is probably the most significant financial decision in a family life as it will affect the family finance for many years to come. Saving as much money as possible when requesting a home loan will contribute to the family financial freedom and will reduce the mortgage payment e... Finances Mary Wise Sat, 12 Jul 2008 00:00:00 -0700 http://www.isnare.com/?aid=208964&ca=Finances It is not a secret that obtaining a loan without being a home owner is rather difficult. Even when it comes to unsecured loans it is a lot easier to get approved for a home owner than for a non home owner. Nevertheless, there are unsecured loan lenders specialized in dealing with loans for tenants a... Finances Mary Wise Thu, 10 Jul 2008 00:00:00 -0700 http://www.isnare.com/?aid=202154&ca=Finances Home improvements are usually associated with secured loans. There are however, Unsecured Loans especially designed for home improvements’ purpose that can be easily qualified for, have a fast approval process and no annoying paperwork. There are many offers on home loans and home equity loans speci... Finances Mary Wise Wed, 09 Jul 2008 00:00:00 -0700 http://www.isnare.com/?aid=208960&ca=Finances When considering sources of finance, home equity loans and home equity lines of credit stand out as the cheapest and more flexible financial options. However, you may wonder what the differences between home equity loans and home equity lines of credit are. Home Equity When you have a mortgage on yo... Finances Mary Wise Wed, 18 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=213526&ca=Finances It might seem unreasonable to take an unsecured loan to buy a car when the same car you are buying can be used as collateral. However, when your vehicle is an essential tool for your work and contributes to generate income you might want to think again before applying for a secured auto loan. The ty...