http://www.isnare.com/?s=author&a=Max+Pain Finances Max Pain Tue, 18 Sep 2007 00:00:00 -0700 http://www.isnare.com/?aid=185139&ca=Finances What Size Mortgage Can I Afford? When shopping for a house, it can be easy to fall in love with the home of your dreams. Be careful, however, that you are aware of how much house you can afford so your dream home isn’t crushed at the lender’s office. Lenders often talk about qualifying ratios or deb... Finances Max Pain Tue, 18 Sep 2007 00:00:00 -0700 http://www.isnare.com/?aid=185146&ca=Finances What Type of Home Loan is Best for Me? While it seems there are countless loan options, many of the programs offered by lending institutions are similar, so it is helpful to know a few of the basic ways in which they differ. The first basic difference is whether the interest on the loan is fixed or... Finances Max Pain Tue, 18 Sep 2007 00:00:00 -0700 http://www.isnare.com/?aid=185147&ca=Finances When Should I Refinance? At some point during the life of your mortgage, you will probably want to consider refinancing, or “re-doing” your loan. You may want to reduce your interest rate, lower your monthly payment, consolidate multiple loans, or obtain cash for a remodeling project or child’s educ... Finances Max Pain Tue, 18 Sep 2007 00:00:00 -0700 http://www.isnare.com/?aid=185148&ca=Finances Payday loans, or cash advance loans, are short-term loans that use a personal check to be held for future deposit in exchange for immediate cash. Borrowers write the check for the amount to be borrowed plus the finance charge. Lenders will hold the check until your next payday, when the loan amount... Finances Max Pain Tue, 18 Sep 2007 00:00:00 -0700 http://www.isnare.com/?aid=185149&ca=Finances Identity theft happens when another person uses your personal information, such as your name or social security number, without your permission to commit fraud. Identity theft is a serious crime that is indisputably growing fast. It is estimated that over nine million people fall victim each year,... Finances Max Pain Mon, 10 Sep 2007 00:00:00 -0700 http://www.isnare.com/?aid=183034&ca=Finances Consumers are generally categorized into three classes: 1. Those who shudder at the very thought of paying interest. 2. Those who are willing to pay interest in order to have more purchasing power based on their current income level. 3. Those who view interest as a cost of doing business and use it... Finances Max Pain Mon, 10 Sep 2007 00:00:00 -0700 http://www.isnare.com/?aid=183035&ca=Finances House payments can take up a large portion of your paycheck, and paying even more toward your mortgage every month may seem like an overwhelming idea. What you may not realize, however, is that paying a little more can save you thousands of dollars over the life of the loan. Before you put all of yo... Finances Max Pain Mon, 10 Sep 2007 00:00:00 -0700 http://www.isnare.com/?aid=183037&ca=Finances When looking for a home to purchase, the seemingly endless details to consider can seem overwhelming, but it’s also important to remember to take a step back and consider the big picture – the area surrounding a potential home. A home located in a good area is vital for several reasons. The loan amo... Finances Max Pain Mon, 10 Sep 2007 00:00:00 -0700 http://www.isnare.com/?aid=183041&ca=Finances When applying for a mortgage, laws require a lender to disclose several facts about the loan at the time of application or within three days of submitting it. It is important to familiarize yourself with these points so you can be fully educated about possible charges, rates, and ownership of the lo... Finances Max Pain Sun, 09 Sep 2007 00:00:00 -0700 http://www.isnare.com/?aid=183040&ca=Finances Preparing to buy your first home can be stressful, especially when dealing with lenders. Lenders will look closely at your application before approving you for your mortgage loan. Your credit score and the amount of your down payment are important parts of the approval process. However, there are...