http://www.isnare.com/?s=author&a=Michael+Sterios Finances Michael Sterios Sat, 31 Dec 2011 00:00:00 +0800 http://www.isnare.com/?aid=676915&ca=Finances Lying awake at night you worry about having enough money to get by. You know sleep is impossible so you go downstairs and try to watch a little television to relax, but it’s no use. Its times like this it feels like there is no way out of your financial woes. We've all been there. However it doesn’t... Finances Michael Sterios Sun, 17 Apr 2011 00:00:00 +0800 http://www.isnare.com/?aid=778600&ca=Finances What exactly is a reverse mortgage? It is a type of home loan that allows retirees to use the equity in their home while still living in the property. This can be a viable tool to increase cash flow for a senior. Before taking out a reverse mortgage it is important to know the facts. In this article... Finances Michael Sterios Sun, 17 Apr 2011 00:00:00 +0800 http://www.isnare.com/?aid=778601&ca=Finances If you're looking for the truth about being able to compare mortgage lenders, then you'll definitely want to spend a little time on this article. You need to do several things in preparation before applying for a home loan. First, you need to gather information on several mortgage lenders, prior to... Finances Michael Sterios Wed, 05 May 2010 00:00:00 +0800 http://www.isnare.com/?aid=514697&ca=Finances Stamp duty is a tax that has existed for hundreds of years in countries with English law. It is essentially a tax that is levied on documents. Historically, the documents were stamped as evidence that the duty had been paid. In modern times, physical stamps are no longer used. Transferring property... Finances Michael Sterios Tue, 27 Apr 2010 00:00:00 +0800 http://www.isnare.com/?aid=509773&ca=Finances In the year 2000 the Australian government introduced a scheme to help first time buyers get a foot on the property ladder. The First Home Owners Grant (FHOG) is a lump sum payment awarded to Australians who qualify for the scheme when they buy their first home. Although the FHOG is a national initi... Finances Michael Sterios Wed, 14 Apr 2010 00:00:00 +0800 http://www.isnare.com/?aid=502207&ca=Finances No-deposit home loans may seem like an impossible dream in this market. Current conditions for borrowers and for lenders may appear tight when you read all the headlines but the world has not stopped. Before the Global Financial Crisis no-deposit loans were just another mortgage product. They were u... Finances Michael Sterios Sat, 13 Mar 2010 00:00:00 +0800 http://www.isnare.com/?aid=498242&ca=Finances Nobody with a mortgage needs to be reminded that the home loan is the most expensive part of the typical family’s living costs today. Increasingly, they consume a huge percentage of the family budget. In some cities such as Sydney, Brisbane, Melbourne and Perth, as well as regional centres like the... Finances Michael Sterios Wed, 03 Mar 2010 00:00:00 +0800 http://www.isnare.com/?aid=491141&ca=Finances If you are dealing with a mortgage broker, you need to be aware that they might not be free to select from all possible lenders. Instead, brokers have established relationships with a select panel of lenders. The mortgage broker will undertake the process of selecting the best lender, be it a bank o... Finances Michael Sterios Wed, 24 Feb 2010 00:00:00 +0800 http://www.isnare.com/?aid=487771&ca=Finances Comparing mortgages is without a doubt one of the more challenging tasks that the average person will have to confront in their financial life. For any home buyer, be it a first home buyer or an established home owner looking to refinance their mortgage or upgrade to another home, or an investor buy... Finances Michael Sterios Mon, 15 Feb 2010 00:00:00 +0800 http://www.isnare.com/?aid=485411&ca=Finances The mortgage broker’s role is to simplify the process for the home buyer. With the possibility now of rising interest rates a stark reality, existing mortgage holders will be keen to minimise the impact of higher standard variable mortgage rates. Mortgage refinancing has become an extremely popular...