http://www.isnare.com/?s=author&a=N.+Wilson Finances N. Wilson Fri, 24 Nov 2006 00:00:00 +0800 http://www.isnare.com/?aid=104010&ca=Finances Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either can’t file or doesn't want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up paying a significantly smaller amount than what is ow...