http://www.isnare.com/?s=author&a=Nick+Davis Finances Nick Davis Tue, 16 Oct 2007 00:00:00 +0800 http://www.isnare.com/?aid=96082&ca=Finances So you've had some debt problems - maybe due to something outside your control such as a divorce? Now you're getting your life back on track, but there's a problem. Because of your bad credit record, no-one wants to lend you money any more. Well, don't despair! With prepaid credit cards, no credit c... Finances Nick Davis Thu, 20 Sep 2007 00:00:00 +0800 http://www.isnare.com/?aid=90097&ca=Finances So you need to apply for a new credit card. Well, have you thought about applying for it on the Internet? All of the major credit card issuers, and most of the minor ones, now allow you to apply via their websites. This presents a number of advantages compared with the old method of filling in a pap... Finances Nick Davis Wed, 12 Sep 2007 00:00:00 +0800 http://www.isnare.com/?aid=94098&ca=Finances If you need a new credit card, it's easy just to fill in the first application form that arrives in your mailbox. Easy, but wrong. Nowadays there are thousands of different credit cards available, all with different combinations of terms, offers and incentives. It's important to take the time to com... Finances Nick Davis Thu, 14 Jun 2007 00:00:00 +0800 http://www.isnare.com/?aid=79315&ca=Finances If you're thinking of applying for a new credit card, nowadays you're spoiled for choice. There are literally thousands of different credit cards on the market, and they offer a bewildering array of terms, offers and incentives. So how to choose the one that is best for you? A key fact to grasp is t... Finances Nick Davis Wed, 02 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=65012&ca=Finances With the price of gas seemingly going up by the day, motoring is becoming an expensive pastime. What you may not know, however, is that you can cut the cost of gas with the help of a credit card. Any old card won't do, though. What you need is a gas rebate credit card. As the name suggests, these c... Finances Nick Davis Wed, 08 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=39101&ca=Finances If you're going to apply for a credit card, a mortgage, a loan or any other source of finance, one thing any potential lender will check is your credit report. This will tell them about any previous unpaid debts or legal judgments against you, and help them assess whether you are creditworthy or not... Finances Nick Davis Wed, 01 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=37608&ca=Finances It is estimated that about a third of people fail to pay off their credit or store card balances in full every month, and therefore pay interest on the balance. If that applies to you, the chances are you could save money by applying for a new credit card which offers zero (or low) interest balance... Finances Nick Davis Sun, 12 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=34473&ca=Finances Cashback is a popular incentive offered by many credit card companies. What it means is that for every dollar you spend, your card issuer will give you back some money, usually in a single payment made once a year. The amount paid back is calculated as a percentage of your total spending. Percentage... Finances Nick Davis Sun, 05 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=32983&ca=Finances If you’re thinking of applying for a credit card, there are several important things to consider. Probably the most important is whether you are going to pay off the entire balance on your card every month, or whether you might sometimes leave a balance outstanding. In the latter case, the interest...