http://www.isnare.com/?s=author&a=Pat+Hicks Finances Pat Hicks Wed, 01 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=37646&ca=Finances I couldn’t help but notice there have been a few articles circulating around espousing the merits of taking a home equity loan out to pay off your high interest credit card debt or other types of unsecured debt. Did you look to see that they are written by mortgage brokers? Here is my problem with c... Self Help Pat Hicks Sat, 04 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=32363&ca=Self+Help A long time ago a shopkeeper was opening a package of merchandise from England. He always admired the efficient way the British pack things as it was done with meticulous care. When he opened it, there was a card on top. It said, “Expect a Miracle”. He almost threw it in the trash and thought, “Wha... Finances Pat Hicks Wed, 01 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=31650&ca=Finances Where large sums of money are concerned, it is advisable to trust nobody. Agatha Christie (1890-1976) You notice I called credit cards by their real name in the title of this chapter. Make no mistake, the outcome of using a credit card is to create debt. It would be a lot more difficult to market a... Self Help Pat Hicks Sat, 28 Jan 2006 00:00:00 +0800 http://www.isnare.com/?aid=31215&ca=Self+Help Sometimes things work exactly the way you want them to. Sometimes, I have trouble remembering when that has happened for me but I’m sure it has at least once in my life. But that is the point I make. We don’t really remember the times when every thing falls into place just perfectly. Why is that? Ma... Real Estate Pat Hicks Fri, 16 Dec 2005 00:00:00 +0800 http://www.isnare.com/?aid=24197&ca=Real+Estate This article is designed to address what I consider the really “big ticket” items that simply cannot be ignored. These are things that, in my opinion, simply must be done to start the process of putting a house on the market to sell or to initiate the purchase of a home. Number 4 – Arrange Your Pers... Finances Pat Hicks Wed, 07 Dec 2005 00:00:00 +0800 http://www.isnare.com/?aid=22025&ca=Finances How many of us have looked at anything offered to us for “free”? Not me? Of course I have. In this day in age when gas prices are listed as “Arm” and “Leg”, providing health insurance for your family costs more than some mortgage payments and the cost of raising kids looks like a hockey stick pasted...