http://www.isnare.com/?s=author&a=Paul+Lerner Finances Paul Lerner Tue, 22 Nov 2005 00:00:00 +0800 http://www.isnare.com/?aid=19982&ca=Finances A loan is basically a product and like all products, its sales pitches can be exaggerated. The end result is that you end up with a loan that may not suit your needs at all. When shopping around for the best mortgage rate that is most suitable for you, one needs to be highly discerning with exactly... Finances Paul Lerner Tue, 22 Nov 2005 00:00:00 +0800 http://www.isnare.com/?aid=19988&ca=Finances While shopping online for online mortgage quote can be great in terms of saving time and convenience, it won’t necessarily get you the best deals available. What you save depends to a great extent on the way you negotiate with lenders for the online mortgage quote. Like with any negotiation, you get... Finances Paul Lerner Tue, 22 Nov 2005 00:00:00 +0800 http://www.isnare.com/?aid=19994&ca=Finances Your credit has everything to do with home mortgage rates as lenders charge more points and higher interest charges to consumers with bad credit. Poor credit always implies greater risk, so lenders are entitled to be compensated for the risk they are taking. If you are a borrower who enjoys good cre... Finances Paul Lerner Tue, 22 Nov 2005 00:00:00 +0800 http://www.isnare.com/?aid=19996&ca=Finances When it comes to California mortgage quotes, the rate is important but it is also necessary to consider the overall costs involved. Factors like the APR, loan fees, discount and origination points need to be properly understood and calculated. Counting the Points Lenders may or may not include disco... Finances Paul Lerner Tue, 22 Nov 2005 00:00:00 +0800 http://www.isnare.com/?aid=20024&ca=Finances For most people, applying for a mortgage loan to buy a house is one of the biggest and the toughest lifetime financial exercise. It gets even more difficult for those who have had a bad credit history. Even though people with bad credit are at a disadvantage, lenders do recognize their financial pro...