http://www.isnare.com/?s=author&a=Prakash+Menon Finances Prakash Menon Sun, 27 Feb 2005 00:00:00 +0800 http://www.isnare.com/?aid=1157&ca=Finances Many banks actively encourage their clients with low balances to overdraw their accounts. That means, if the customer writes a check or uses her debit card and has insufficient funds in the account, the bank clears the check by granting a temporary overdraft (a short-term loan), up to a specific lim... Finances Prakash Menon Sun, 27 Feb 2005 00:00:00 +0800 http://www.isnare.com/?aid=1158&ca=Finances When you set out to borrow, you often come across terms like unsecured loans, revolving loans, adjustable rate loans, etc. While these terms are more or less self-explanatory, it is still useful to be clear on their exact meanings and what they imply before you finalize a loan contract. Unsecured v... Finances Prakash Menon Sun, 27 Feb 2005 00:00:00 +0800 http://www.isnare.com/?aid=1159&ca=Finances Are you thinking of going in for a payday loan to meet an unexpected expense? If yes, look into these seven things before you finalize one. This checklist can help you make smarter choices. You might even end up saving some serious cash! First thing to consider -- do you really need that cash advanc... Finances Prakash Menon Sun, 27 Feb 2005 00:00:00 +0800 http://www.isnare.com/?aid=1160&ca=Finances Payday loans have many names -- cash advances, signature loans and paycheck loans, etc. Payday lenders provide quick and easy short-term cash to those who need money immediately. That's the big reason why they're so popular. However, payday loans come at exorbitant costs. This can -- and often does...