http://www.isnare.com/?s=author&a=R.+Firmin Finances R. Firmin Wed, 24 Sep 2008 00:00:00 -0700 http://www.isnare.com/?aid=298406&ca=Finances If you’re like many Americans, the whole topic of financial planning is more than a little daunting. There are professionals for that, right? Well yes, and no. There is an entire profession devoted to financial planning and those in it want you to think that you need them. But do you? All it takes t...