http://www.isnare.com/?s=author&a=Robert+T.+Boyer%2C+Ph.D. Finances Robert T. Boyer, Ph.D. Sun, 25 May 2008 00:00:00 +0800 http://www.isnare.com/?aid=256110&ca=Finances Have you given any thought to funding your retirement? If you are like most Americans, you have received plenty of advice from well-meaning co-workers and possibly even financial professionals, but you have done little to start saving. Times and the rules have changed; now you should consider yourse... Finances Robert T. Boyer, Ph.D. Mon, 21 Apr 2008 00:00:00 +0800 http://www.isnare.com/?aid=246033&ca=Finances The greatest retirement fear today is outliving your savings. Maximizing the number of years your retirement savings will last may be as simple as apportioning distributions among tax free and tax deferred retirement savings. Balancing tax rates on distributions against retirement savings growth rat... Finances Robert T. Boyer, Ph.D. Fri, 28 Mar 2008 00:00:00 +0800 http://www.isnare.com/?aid=238742&ca=Finances You know you need to hire professionals to guide your investing and that competency is key. But how do you know ahead of time if an advisor has the expertise to handle your level of needs? Similarly, how do you know when you have outgrown your advisor(s)? Here are some things you need to weigh when... Finances Robert T. Boyer, Ph.D. Tue, 25 Mar 2008 00:00:00 +0800 http://www.isnare.com/?aid=237245&ca=Finances 1. Failure to plan. Trite and pedantic, but still number one. "A failure to plan is a plan to fail." [Unknown] While it is frequently reported that people who have their goals written down fare better than those who do not, having seriously considered goals and mentally developed plans to achieve th...