http://www.isnare.com/?s=author&a=Rose+Spencer Finances Rose Spencer Mon, 15 Jan 2007 00:00:00 +0800 http://www.isnare.com/?aid=117287&ca=Finances In 2004 Americans paid $412 billion dollars in finance charges to the credit card companies. If you contributed to this astronomical amount, you might be considering a 0% interest balance transfer to knock down those monthly payments. You also might think that this is a simple choice, that of course...