http://www.isnare.com/?s=author&a=Simon+Mellor Finances Simon Mellor Wed, 06 Feb 2008 00:00:00 +0800 http://www.isnare.com/?aid=195844&ca=Finances An offset mortgage allows your savings to work much harder for you than if they were just sitting in an ordinary savings account. An offset mortgage means borrowers only pay interest on their net loan amount – minus any savings they have in the same or linked account. Monthly mortgage repayments are...