http://www.isnare.com/?s=author&a=Steve+A+Wright Finances Steve A Wright Tue, 17 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=263551&ca=Finances In the UK, we are nothing if not spoiled for choice when it comes to ways to invest our funds. This is a fine thing of course, except for the fact that the sheer range of possibilities can make it difficult to choose, especially if the wrong choice is unnecessarily risking our funds. That is why, fo... Finances Steve A Wright Tue, 17 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=263553&ca=Finances As successive governments keep reminding us, too few people plan properly, if at all, for their retirement; too few people appreciate that an investment now is an investment in their future throughout retirement. So, if you are reading this, you have the edge over that particular group of people and... Finances Steve A Wright Sat, 14 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=263056&ca=Finances Independent financial advice is needed by anyone wanting to ensure that their hard-won money works its hardest for them. There are good ways and there are not such good ways, there are efficient means and less efficient means of literally getting the best value for money – and independent financial... Finances Steve A Wright Sat, 14 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=263057&ca=Finances At the risk of sounding facetious, an independent financial adviser is someone who gives independent advice on financial matters. In fact, stating the rather obvious in this way put an important stress on the three vital components of the independent financial adviser’s role. Independent The indepen... Finances Steve A Wright Sat, 14 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=263060&ca=Finances Everyone knows that the younger you are when you start paying into a pension, the more you’ll receive when it’s time to pay out on your retirement. Nevertheless, there are still many who delay making that start and a frightening number of people who believe that their entitlement to a basic State pe... Finances Steve A Wright Sat, 14 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=263061&ca=Finances Despite the quite considerable contributions individuals are likely to be making to them and the accumulated value they are likely to have, it is surprising how few people keep an eye on how their pension fund investments are doing. The contributions are made on the same monthly basis, come what may... Finances Steve A Wright Sat, 14 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=263064&ca=Finances One of the reasons for searching out the services of an independent financial adviser is that pension matters are awash with esoteric terms, labels and descriptions. The self-invested pension – or Self-invested Personal Pension (Sipp) as you’ll often see it called – is a good case in point. The unde... Finances Steve A Wright Sat, 14 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=263066&ca=Finances Before considering whether it is a good idea, it might be helpful to take a quick look at just what is pension drawdown. Replace that "drawdown" with "withdraw" and it can perhaps be most readily understood as the ability to withdraw money from your pension fund and leave the balance invested, so th... Finances Steve A Wright Sat, 14 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=263069&ca=Finances Everyone would like their money to be working as hard and as profitably for them as possible. The problem is that, with generally low rates of interest, hoarding any spare cash in the relative security of a bank or building society account is not going to achieve a very attractive return. There are... Finances Steve A Wright Sat, 14 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=263077&ca=Finances If you know more or less all there is to know about investing directly in stocks and shares, or in collective forms of investment, or the management of your investments, or the tax implications, or the pros and cons of offshore investing, then you might not need much more in the way of financial inv...