http://www.isnare.com/?s=author&a=Steven+Chang Real Estate Steven Chang Sun, 28 Oct 2007 00:00:00 +0800 http://www.isnare.com/?aid=196489&ca=Real+Estate It's great to own your own home. But, owing a home comes with great responsibilities. This is not to say, however, that renting is the better option. You should understand the pros and cons of renting vs. buying and choose which option best suits your financial needs. BUYING A HOME Pros 1. Pride of... Real Estate Steven Chang Mon, 07 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=73488&ca=Real+Estate In any business deal there are essentially only two ways to achieve the highest profit - keep your costs as low as possible, and attract the highest bidders. Buy low, sell high. Anyone in any market aims for that, but few succeed. The only reasonable conclusion is it's easier said than done. So, to... Finances Steven Chang Wed, 01 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=31841&ca=Finances If you were to ask me if I would cash out my 401K to pay bills or pay off debt, I would not, unless it is my absolute very last resort. There are many ways you can pay off your debt and bills before touching your 401K or your other retirement funds. When you are faced with bills and debts that are p... Home Management Steven Chang Sat, 14 Jan 2006 00:00:00 +0800 http://www.isnare.com/?aid=27734&ca=Home+Management Back at my parents' house I remember we would occasionally have surprise visits by an army of ants in our kitchen. We have tried many ways to get rid of ants and have killed many to no avail. The best way and how to get rid of ants is really simple - just remove the food source! You see, we have tri... Finances Steven Chang Wed, 11 Jan 2006 00:00:00 +0800 http://www.isnare.com/?aid=28061&ca=Finances Having the correct tax withheld for the year is important for a couple of reasons. Having too little taxes withheld and most likely you will need to pay taxes, and having too much withheld means that you will have overpaid taxes which you could have kept and used during the year, instead of getting... Home Management Steven Chang Thu, 22 Dec 2005 00:00:00 +0800 http://www.isnare.com/?aid=24556&ca=Home+Management Two months ago we had to scrape off our popcorn ceiling in our condo because of a fire. I did some research on the internet to see how this can be done, and I've also talked to our neighbor who recently scraped his popcorn ceiling. *WARNING* Before you being your project, please make sure that your...