http://www.isnare.com/?s=author&a=Sue+Young Finances Sue Young Mon, 04 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=281714&ca=Finances Reduce debt, how can you possibly do that? Well one of the keys to reducing debt is to pay it off. Sounds obvious doesn’t it, but in reality this cunning debt reduction technique is hardly used. Now you’re probably thinking – ‘what the heck are you talking about?’ Well let me explain by telling a st... Finances Sue Young Mon, 04 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=281721&ca=Finances Just for the record, it’s not up to me whether you care about how to reduce debt, reducing debt, creating debt or just simply debt. It’s none of my darned business. But here’s the thing, I care about what debt does to the lives of the people I know. I also care about what it does to society in gener... Finances Sue Young Mon, 04 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=281719&ca=Finances Right off the bat I have to admit that this article isn’t really about ‘How To Reduce Debt’, though reducing debt is definitely something you’ll need to do in order to live a debt free life, obviously. But before we go into that I want to encourage you to think about your current financial situation... Finances Sue Young Mon, 04 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=281715&ca=Finances I’m guessing this view of how to reduce debt might not be a popular one. Why? Because it impacts on your every day life, your habits and your accepted comfortable view of things. But here’s the thing, if you want to reduce debt you need to make some changes. Otherwise it’s a simple case of “do what... Finances Sue Young Mon, 04 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=281716&ca=Finances Now you’re probably wondering how you’re going to reduce debt by paying the minimum and not the maximum. I can understand that but bear with me and I’ll explain. There are three crucial strategies that make this debt reduction plan work. First strategy is to find a bit of extra money in your budget... Finances Sue Young Mon, 04 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=281717&ca=Finances Now you might think that this is a very poor strategy to reduce debt, after all how much could you possibly save on food shopping that could seriously reduce your debt. But I think you’ll be surprised at how many actual dollars you can accumulate towards reducing debt by doing this. And that’s the k... Finances Sue Young Mon, 04 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=281718&ca=Finances Yes, yes, yes, and yes, you do need to reduce debt. Unless of course you want to live a life that causes you to stay awake deep into the night worrying how you’re going to pay the credit card bill at the end of the month. Or live a life where part of your income regularly goes to your doctor for hea... Finances Sue Young Mon, 04 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=281722&ca=Finances Yes you read that right, the answer to how to reduce debt is quite simply, don’t have a budget. What don’t have a budget, OK, I own up, I was just fooling with you to get you to read the first sentence. The truth of the matter is you do need a budget, but not the type of budget you’re thinking of, i... Finances Sue Young Mon, 04 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=281723&ca=Finances I’m assuming you’ve already decided that a spending plan will help you reduce debt. And you’d be right. This isn’t just my opinion, thousands of people have got their debts under control by using a plan of some kind. I’m sure you’ve heard this old saying, ‘A failure to plan – is a plan to fail.’ Wel... Finances Sue Young Sat, 02 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=279337&ca=Finances I can see you rolling your eyes now, ‘How To Reduce Debt By Being Smarter With What You Have’, you’ve heard it all before, it’s a real no brainer, who doesn’t know that? But the trouble is most people aren’t actually doing it. And here’s the kicker, debt can be your very unpleasant companion no matt...