http://www.isnare.com/?s=author&a=Tabitha+Naylor Finances Tabitha Naylor Sat, 19 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=67072&ca=Finances Confused about credit scoring? Frustrated by the so-called calculations that the bureaus use to calculate credit scores? If you answered yes to any of these questions, take a deep breath. You are not alone! When it comes to money lending, most financial institutions strive to live by maxim of ‘only... Finances Tabitha Naylor Sat, 19 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=67076&ca=Finances Think that your credit scores don’t matter? If so, you are not alone. The problem with this thinking is that it is VERY flawed. Your FICO credit score affects nearly all of your financial dealings, from the annual percentage rate that you pay on your credit card to whether you are able to purchase a... Finances Tabitha Naylor Sat, 19 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=67077&ca=Finances APR, FICO, and HELOC are terms used within various areas of the personal finance arena. Each is calculated based on certain rules and regulations; and more importantly, each is important in regards to credit, loans, and interest. APR stands for the Annual Percentage Rate. It includes the yearly cost... Finances Tabitha Naylor Mon, 14 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=67081&ca=Finances Contrary to popular belief, mortgages are meant to fit into one’s life either for better or worse. Before locking yourself into a certain type of loan, it is best to know what qualifies you for the loan, and more importantly, what the regulations are on receiving this money. One of the most misunder... Real Estate Tabitha Naylor Mon, 14 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=67757&ca=Real+Estate Are you interested in owning a second home? How about a vacation home? Do you want to get started, but have no clue on where you are going to get the money? If this sounds like you, there are many things you can do to get the home that you have been dreaming of. Investing in vacation home rentals is... Real Estate Tabitha Naylor Mon, 14 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=67758&ca=Real+Estate Investing in real estate can be an enjoyable experience for anyone. After all, you have the ability to make a significant amount of money in a short period of time. But just like any other investment, when you buy real estate, you are assuming a risk. This is the main deterring factor which prevents... Real Estate Tabitha Naylor Mon, 14 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=67759&ca=Real+Estate If you have weighed out the pros and cons, and have recently decided that taking out a second mortgage makes sense to you, there are a few things to keep in mind. First and foremost, it is best to spend time looking for the best deal; don’t jump on the 1st second mortgage quote that comes your way... Finances Tabitha Naylor Mon, 14 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=68054&ca=Finances Often, when your lender scrutinizes your loan application, and it is turned down for one reason or another, it is very distressing and discouraging. If this happens, you need to understand just why the decision was taken, and do what is necessary to remedy the situation. The causes for rejection lis... Real Estate Tabitha Naylor Mon, 14 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=68057&ca=Real+Estate Sooner or later every homeowner will understand the benefits that go along with selling their home. Sometimes homeowners are concerned about the taxes in their neighborhoods; sometimes they find a better home somewhere else, and sometimes work related transfers are the reason why people choose to se... Finances Tabitha Naylor Mon, 14 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=68067&ca=Finances What is PMI? PMI, or private mortgage insurance, is an insurance policy that home buyers are required to purchase if their down payment is low. It is usually required of home buyers whose down payment is 20 percent or less of the property’s sale price or appraised value. This insurance was created b...