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<title>Articles Written by Tom Koziol From Isnare.com</title>
<link>http://www.isnare.com/?s=author&amp;a=Tom+Koziol</link>
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<title>Reverse Mortgages – A Tax Free Income For Senior Citizens</title>
<category>Finances</category>
<author>Tom Koziol</author>
<pubDate>Mon, 25 Jul 2005 00:00:00 -0700</pubDate>
<link>http://www.isnare.com/?aid=6201&amp;ca=Finances</link>
<description>I fully realize if it sounds too good to be true, it probably is and There Ain’t No Such Thing As A Free Lunch (TANSTAAFL) immediately jumped into your head when you read the title of this article. However, if you are 62 or over, you may have just found the goose that laid the golden egg. A reverse...</description>
</item>
<item>
<title>How To Read Your Credit Report</title>
<category>Finances</category>
<author>Tom Koziol</author>
<pubDate>Sun, 13 Feb 2005 00:00:00 -0800</pubDate>
<link>http://www.isnare.com/?aid=877&amp;ca=Finances</link>
<description>The Fair and Accurate Credit Transactions Act, signed into law on Dec. 4, 2003, gives every American the right to a free credit report every year from each of the three major credit bureaus -- Equifax, Experian and TransUnion.What the law doesn’t do is give every American the ability to read their...</description>
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<title>9 Warning Signs Of Stress</title>
<category>Wellness, Fitness and Diet</category>
<author>Tom Koziol</author>
<pubDate>Sun, 13 Feb 2005 00:00:00 -0800</pubDate>
<link>http://www.isnare.com/?aid=878&amp;ca=Wellness%2C+Fitness+and+Diet</link>
<description>Stress is the nastiest 4 letter word you ever met. Don’t stress, I know it is six letters but it packs the wallop of the meanest 4 letter word you ever heard.Stress can affect your health and keep you from being all you can be to borrow a phrase recently made popular by the U.S. Army.Psychologists...</description>
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