A self cert offset mortgage, also known as a self certified offset mortgage, combines the benefit of declaring your own income with the freedom of an offset mortgage that allows overpayments, lump sum payments, underpayments, and payment holidays...

Even as recently as a decade ago being self employed was a distinct disadvantage when you went to get a loan in the United Kingdom...

When applying for a commercial mortgage many businesses are presented with a 'self cert' mortgage option...