Texas health insurance policies are divided into levels of financial responsibility for the policy holder: deductible and co-insurance...

Co-insurance sounds like one of those terms that insurance execs came up with to just make the whole thing indecipherable...

The basic concept of coinsurance in most Texas health insurance plans, also known as percentage participation, is that the insured member and the insurance company share the risks of health care expenses...

Once we've tackled the Medicare Part A and Part B deductibles, we need to look closely at the most important gap in Medicare coverage, co-insurance...

Florida health insurance is a little like it is in the rest of the country only with many more shenanigans...