When faced with the option of whether to purchase disability insurance, many consumers say no without fully understanding the consequences of their decision...

Most people take it for granted that they are able to awake each day and earn an income to support themselves and their family...

Bipolar disorder (also known as manic depression) affects an estimated 2 million people over the age of 18...

Disability can occur at any time While many people take their body and health for granted, serious accident or injury can happen to anyone and if you find yourself disable, for a short period or long term, how will you cope...

Unfortunately, bad things happen to good people Despite the best laid plans of mice and men, illness, accidents, disability and even death can happen to all of us...

Disability income insurance can cover you in the event of a severe accident or illness but, it really depends on how much disability income insurance you purchase as to whether or not it will be able to meet all of your financial needs...

Disability insurance covers you for an extended period of time Should you be injured or take ill and as a result be unable to perform the duties of your employment, you will be covered under short term disability, then long term disability insurance will cover you...

Disability insurance is the mutual agreement between the policy provider and the beneficiary in which the provider agrees to pay a certain amount of money to the beneficiary on certain unexpected event leading to a disability, which incapacitates the person in doing his duties of the occupation and / or of any other job...