There is a well-worn saying that no one is indispensable Perhaps not indispensable, but it is equally true that the role of a key player in many a small business can spell make or break in its fortunes...

If you own your own business, you'll have insurance in place for your buildings, stock and vehicles, and you will be likely to have public liability insurance...

As a businessman you might have public liability insurance and you insure your buildings, stock and vehicles...