When you're living on a tight budget, it's easy to spend more money than is in your checking account...

Life has a knack of throwing some us some serious curve balls when it comes to finances and money matters...

After bankruptcy most of the finance doors get closed and it is very complicated to obtain funds for those applicants that have a past bankruptcy on their credit report...

The ability to manage your personal finance is key for successful long term financial health and stability...

There are two key aspects to consider in a business balance sheet, how efficiently it is funded ("Funding") and how efficiently it is operated ("Operations”)...

The current or chequing account you probably have with your high street bank is probably not something you pay much attention to...

Unauthorised overdraft fees These are three words that worry every bank customer...

If you are banking with one of the big four UK banks - Barclays, Natwest, Lloyds TSB or HSBC then you will be earning very little interest on your hard earned cash that is sitting in your current account...

According to the New York Times “many national banks are encouraging clients with low balances to overdraw their checking accounts, allowing the banks to avoid credit laws and collect billions of dollars in new fees...

Many banks actively encourage their clients with low balances to overdraw their accounts That means, if the customer writes a check or uses her debit card and has insufficient funds in the account, the bank clears the check by granting a temporary overdraft (a short-term loan), up to a specific limit...