With average debt levels of UK residents increasing and the credit crunch squeezing the available opportunities for borrowing, individuals now need to look at alternatives to usual avenues of lending...

Not everyone has a pension plan to rely on when they retire Even those individuals who do have some type of pension plan in the works might not be protected should their employer declare bankruptcy...

If you are receiving a pension, there is a now a program that will allow you to get an advance on those pension payments...

When searching for a relevant pension plan, many people can get greatly confused While many employers offer a reasonable pension plan that most employees will stick to, other individuals prefer to look around and shop with insurance companies, banks/credit unions or look in what the government has to offer in terms of pension plans...

Pension is the financial arrangement or gratuity providing retirees’ or pensioner’s income at regular instalments after they are no longer eligible to receive income from employment, allowing them to make ends meet without formally being employed and continues until death...

Greedy insurance companies are taking money from the pension pots of women who are retiring at the state pension age of 60...

According to MGM Advantage, approximately five percent of us now prefer to keep our cash in the home rather than put it in a savings account...

Pension term assurance is a product which pension companies have introduced as a result of the April 2006 budget...

Rental incomes from residential properties are not keeping pace with rising property prices Back in the good old days of 2001 many landlords were achieving rental income equal to 10 per cent of the purchase price of the property...

What is a QROPS QROPS stands for Qualifying Recognized Overseas Pension Scheme and is a pension scheme that is offered to those who hold a UK pension plan but reside in another country...

Pension providers manage investments on behalf of their clients who are saving for their retirement When an individual client’s retirement date arrives, then a way needs to be found to convert the accumulated value of the savings (the pension fund) into a regular income for the remainder of the client’s life...

We tend to live in a world where yesterday’s brilliant deal becomes rapidly overtaken by today’s even better bargain...

Company pensions are an invaluable part of employees’ remuneration packages They are a central incentive and motivation to staff and an important part, therefore, for successful retention and recruitment...

Some pension schemes – notably self-invested personal pensions, executive pension plans and small self-administered pension schemes – allow a contributing member aged between 50 and 75 to leave their pension savings invested in the fund and to take out a regular income rather than buy an annuity...

By their very nature, pension schemes are long term investments The earlier you start to build up your pension, the greater the rewards when you finally come to retire...

Good, reliable pension advice needs to be impartial and independent, extremely well-informed and designed with only your own best interests in mind...

If you find it unnecessarily restricting to be tied in to a pension company’s choice of investments, you might find the flexibility and freedom of a Self-Invested Personal Pension (a SIPP, as it’s usually known) attractive...

Connaught Asset Management has launched a Guaranteed Low Risk Income fund, which company executives said is aimed at investors who have lost their appetite for investment products...

British citizens who are living permanently abroad often struggle with finding the right investment option for their retirement funds...

Having your money in a British pension can make it difficult to access, particularly if you are living overseas as an expatriate...

Everyone knows that the younger you are when you start paying into a pension, the more you’ll receive when it’s time to pay out on your retirement...

Despite the quite considerable contributions individuals are likely to be making to them and the accumulated value they are likely to have, it is surprising how few people keep an eye on how their pension fund investments are doing...

One of the reasons for searching out the services of an independent financial adviser is that pension matters are awash with esoteric terms, labels and descriptions...

Before considering whether it is a good idea, it might be helpful to take a quick look at just what is pension drawdown...

A brief scan of the financial pages of the national press might give you some idea of the number of employers these days why are eager to switch their employees from final salary pension schemes into other, personal pension, plans...

When the investment in your personal pension plan reaches maturity when you retire, you will need to transfer its accumulated value into a regular income for the remainder of your retirement...

The Government has in place a State Second Pension (S2P), which is in addition to the Basic State Pension...

Over the past few years, final salary pension schemes have witnessed volatility in equity markets and a retired workforce that is living longer...

With people living longer, and a growing percentage of the population looking to retire earlier to enjoy the fruits of their labour, it is important to understand how to fund this increased requirement in income...

It's tempting isn't it, to smirk at the recent Bear Stearns collapse: How the mighty have fallen After all, the people running this company were not only bankers, but Wall Street investment bankers, and everyone knows they're too proud and too arrogant, right...