Self-certification mortgages have not enjoyed a good reputation in the property market in recent years...

A self-certification mortgage is a home loan product designed for borrowers who may not be able to prove their income through traditional means such as tax records and pay slips...

Following a report from the BBC’s Money Programme, the FSA (Financial Services Authority) conducted its own investigation into self-certification mortgages and the practices undertaken by mortgage intermediaries when helping individuals apply for such loans...

With the uncertainty of the job market in the UK today, more and more people are turning to working for themselves...